Whether you’re buying your very first place, renewing a mortgage you’ve outgrown, or refinancing to make life a little easier, I’m here to walk you through every step with:
✔ straight-up, human-language explanations
✔ friendly, judgment-free support
✔ strong lender relationships working in your favor
I’m licensed in BC, Alberta, and Saskatchewan, which means more options, better rates, and a smoother path to “approved.”
If a question pops into your mind, anytime…
Just call Val.
Excited… and a little overwhelmed?
I’ll guide you through your first purchase step-by-step so you feel confident, prepared, and ready for the keys.
Your mortgage should grow with you.
Whether your term is ending or you’d like to access equity for any reason, I’ll help you make the smartest move.
Your income looks different... and that’s okay.
I work with lenders who understand business owners and offer flexible options beyond traditional rules.
Credit challenges or unique circumstances don’t have to stop you.
There are always more paths to homeownership. Let’s find the one that fits your situation.
How to understand what you can afford without maxing yourself out.